The standard home insurance policy doesn't include water and sewer backup coverage. This coverage is available as an endorsement on most of the home insurance policies, available, here at Danny Knight Insurance Agency.
But, what is water and sewer backup coverage? Water and sewer backup coverage gives home insurance coverage in case of water damage from a clogged or backed sewer/septic line. This clog or backup is commonly caused by debris from a clog or even a tree root blocking the drainage line.
Water and sewer backup coverage is not the same as flood insurance coverage, you would actually need a separate flood insurance policy, if needed.
Contact Danny Knight Insurance Agency, today, to see how affordable adding the water and sewer backup coverage endorsement to your existing Home Insurance Policy can be.