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Business Insurance Basics

Business Insurance helps protect your business from financial loss due to threats like property damage, theft, lawsuits, and employee injuries or illnesses. Coverage varies depending on what kind of business you own, your industry’s legal requirements, what add-on protections you purchase, and more. Some types of business insurance include, but are not limited, to:

  • Property Insurance – A general property insurance policy provides coverage for buildings, contents, equipment, and other real and personal property owned by your business.
  • Liability Insurance – A liability policy is designed to help protect your business from financial loss due to a lawsuit related to injuries, deaths, or damage to property of others caused by your products, business operations, or employees.
  • Workers’ Compensation – This coverage helps protect your employees from loss of wages or income due to a work-related injury, illness, or disease. Georgia law requires that employers with 3 or more full- or part-time employees carry workers’ compensation coverage.

Contact Danny Knight Agency and let us help with your business insurance needs. Call us at 770-339-4333 or email us at