Surveys show that most of the churches in the US are uninsured. Numerous factors are believed to be responsible for this situation. While some are ignorant of the existence of church insurance policies, others feel that their church being small in size would protect them from possible risks. Religious organizations also feel that being located in a rural area would eliminate the possibility of unexpected expenses. But, the fact is just the opposite. The economy of the nation is going through tough times. The prices of goods always remain on the rise.
Renters insurance is one among the safety measures which generally goes unnoticed. Most of us even start complaining at the instance of a property manager making it compulsory for those who wish to rent apartments from him/her. But, have you ever pondered upon the protection it offers to your property? If you are someone planning to rent an apartment in Lawrenceville, Georgia, you are sure to suffer from natural calamities every now and then.
Drivers in Georgia are required by law to maintain auto insurance. Danny Knight Insurance is an independent agent that can help you find the best coverage at the best rate
A clothes dryer is an applicance that can found in most every home. Unfortunately, if not properly maintained, it can also be a major fire hazard.
According to the Federal Emergency Managemeny Agency's (FEMA) U.S. Fire Administration (USFA) 2012 special report, an estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated 5 deaths, 100 injuries and $35 million in property loss. The winter months seem to be when the most home/house fires occur with January topping out at 11%.
Your credit-based insurance score does matter.
An insurance score is a measure of how well you manage your financial affairs, not your financial assets. Most insurance companies take your insurance score into consideration when you want to purchase, change or renew your auto insurance coverage.
Because the majority of people have good credit, and insurance scores are derived from a person’s credit history, most people pay less for insurance when insurance scores are entered into the pricing equation.
Myth 1 – Color determines the price of auto insurance
Danny Knight Insurance Agency Kindle Giveaway
NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL, AND MUNICIPAL LAWS AND REGULATIONS APPLY. VOID WHERE PROHIBITED.
This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook.
You understand that you are providing your information to the administrators of this page and not to Facebook.
Physical Damage coverage on your auto insurance policy is coverage for damage done to your car.
Now if someone else is at-fault then their auto insurance will most likely pay for the damage. But when that is not the case then damage to your auto is covered under physical damage coverage.
This coverage includes collision and comprehensive (other than collision) coverages.
Collision insurance provides protection for your vehicle if it is damaged in an accident. Collision insurance pays to repair or replace your vehicle if it:
What is the difference between comp and collision coverage?
Comp (a.k.a Comprehensive or Other Than Collision) and Collision are physical damage insurance coverages on a personal or business auto insurance policy.
Collision coverage provides reimbursement for damage to your vehicle after you’ve been in a car accident in which there is no fault or you are at-fault.
Comprehensive coverage provides reimbursement for a set of named perils that include, fire, hit an animal, falling object, car get’s struck by lightning and more.
You need enough insurance to cover the following:
- The structure of your home.
- Your personal possessions.
- The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs.
- Your liability to others.