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Danny Knight Insurance

The right insurance at the right price


Church Insurance in Georgia: Financial Safety for the Congregation

Thu, 06/13/2013 - 15:40 -- Danny

Surveys show that most of the churches in the US are uninsured. Numerous factors are believed to be responsible for this situation. While some are ignorant of the existence of church insurance policies, others feel that their church being small in size would protect them from possible risks. Religious organizations also feel that being located in a rural area would eliminate the possibility of unexpected expenses. But, the fact is just the opposite.  The economy of the nation is going through tough times. The prices of goods always remain on the rise.

Renters Insurance in Lawrenceville: Why do you need it?

Wed, 06/12/2013 - 08:58 -- Danny

Renters insurance is one among the safety measures which generally goes unnoticed. Most of us even start complaining at the instance of a property manager making it compulsory for those who wish to rent apartments from him/her. But, have you ever pondered upon the protection it offers to your property? If you are someone planning to rent an apartment in Lawrenceville, Georgia, you are sure to suffer from natural calamities every now and then.

Clothes Dryer Safety In Your Home

Wed, 01/02/2013 - 14:55 -- Danny

A clothes dryer is an applicance that can found in most every home. Unfortunately, if not properly maintained, it can also be a major fire hazard.

According to the Federal Emergency Managemeny Agency's (FEMA) U.S. Fire Administration (USFA) 2012 special report, an estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated 5 deaths, 100 injuries and $35 million in property loss. The winter months seem to be when the most home/house fires occur with January topping out at 11%.

Does Your Credit Have An Effect On Your Car Insurance?

Tue, 10/30/2012 - 16:26 -- Danny

Your credit-based insurance score does matter.

An insurance score is a measure of how well you manage your financial affairs, not your financial assets. Most insurance companies take your insurance score into consideration when you want to purchase, change or renew your auto insurance coverage.

Because the majority of people have good credit, and insurance scores are derived from a person’s credit history, most people pay less for insurance when insurance scores are entered into the pricing equation.


Contest Rules

Sat, 10/13/2012 - 06:28 -- Danny

Danny Knight Insurance Agency Kindle Giveaway
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What is physical damage coverage on a car insurance policy?

Thu, 09/27/2012 - 11:59 -- Danny

Physical Damage coverage on your auto insurance policy is coverage for damage done to your car.
Now if someone else is at-fault then their auto insurance will most likely pay for the damage. But when that is not the case then damage to your auto is covered under physical damage coverage.
This coverage includes collision and comprehensive (other than collision) coverages.
Collision insurance provides protection for your vehicle if it is damaged in an accident. Collision insurance pays to repair or replace your vehicle if it:

What's the Difference Between Comprehensive and Collision Auto Insurance Coverage?

Sun, 08/26/2012 - 19:01 -- Danny

What is the difference between comp and collision coverage?

Comp (a.k.a Comprehensive or Other Than Collision) and Collision are physical damage insurance coverages on a personal or business auto insurance policy.

Collision coverage provides reimbursement for damage to your vehicle after you’ve been in a car accident in which there is no fault or you are at-fault.

Comprehensive coverage provides reimbursement for a set of named perils that include, fire, hit an animal, falling object, car get’s struck by lightning and more.