Renters insurance is one among the safety measures which generally goes unnoticed. Most of us even start complaining at the instance of a property manager making it compulsory for those who wish to rent apartments from him/her. But, have you ever pondered upon the protection it offers to your property? If you are someone planning to rent an apartment in Lawrenceville, Georgia, you are sure to suffer from natural calamities every now and then.
If you are of the view that fire is the only danger which requires an insurance policy in Georgia, you are entirely wrong. Global warming and the increasing crime rate in society have created a situation where a home insurance policy is a must-have for a tension-free life here. The natural calamities like floods and tornados have become regular incidents due to changing climate. When combined with the increasing instances of breaking into homes, the only question remains; how to get great deals in home insurance in Georgia.
Drivers in Georgia are required by law to maintain auto insurance. Danny Knight Insurance is an independent agent that can help you find the best coverage at the best rate
Have you just purchased your new home? Are you in the middle of moving in all your old furniture and the newest pieces that have just arrived in your door step? Then there’s only one step left to getting settled in your new life: getting home insurance. This type of insurance is a must for any type of homeowner, whether you’re moving in with family, your new spouse, or as an independent, single individual. Read on if you’d like to know more about the kind of home insurance you need, particularly for residents of Georgia.
Danny Knight Agency lists some tips to help folks protect their property during springtime. Lightning is the number one source of damage
Auto Insurance Liability Insurance limit needs differ, depending on each individual's circumstance.
In the State of Georgia, you must purchase and maintain liability insurance that includes as a minimum:
A clothes dryer is an applicance that can found in most every home. Unfortunately, if not properly maintained, it can also be a major fire hazard.
According to the Federal Emergency Managemeny Agency's (FEMA) U.S. Fire Administration (USFA) 2012 special report, an estimated 2,900 clothes dryer fires in residential buildings are reported to U.S. fire departments each year and cause an estimated 5 deaths, 100 injuries and $35 million in property loss. The winter months seem to be when the most home/house fires occur with January topping out at 11%.
Christmas trees and decorative lighting cause numerous fires across the U.S. every Christmas Holiday Season. Below are a few tips on preventing Home Fires.
1) Fresh Tree Care - Do not place your tree close to a heat source, including a fireplace or heat vent. The heat will dry out the tree, causing it to be more easily ignited by heat, flame or sparks. Be careful not to drop or flick cigarette ashes near a tree. Do not put your live tree up too early or leave it up for longer than two weeks. Keep the tree stand filled with water at all times.
Your credit-based insurance score does matter.
An insurance score is a measure of how well you manage your financial affairs, not your financial assets. Most insurance companies take your insurance score into consideration when you want to purchase, change or renew your auto insurance coverage.
Because the majority of people have good credit, and insurance scores are derived from a person’s credit history, most people pay less for insurance when insurance scores are entered into the pricing equation.
Myth 1 – Color determines the price of auto insurance