WHAT TO DO IN THE EVENT OF AN AUTO ACCIDENT | Auto & Homeowners Insurance in Lawrenceville, Georgia

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WHAT TO DO IN THE EVENT OF AN AUTO ACCIDENT

Sun, 03/26/2017 - 14:46 -- Danny

ACCORDING TO THE NATIONAL HIGHWAY

TRAFFIC SAFETY ADMINISTRATION, MORE

THAN 5.8 MILLION POLICE-REPORTED

MOTOR VEHICLE CRASHES OCCURRED IN

THE UNITED STATES IN 2008. No matter how

good a driver you are, chances are at some point

in your life you will be involved in an auto accident.

Knowing the steps to take after a collision can help

prevent further injuries, reduce costs and decrease

overall confusion. In the event of an accident, the

following are some important steps you can take:

1. Remain calm. Accidents are usually very

high stress situations. Losing your temper

or getting excited is just going to add to an

already stressful situation.

2. Safety first. Check for injuries. Call or seek

medical attention for those injured if needed.

3. Assess the situation. If there are no major

injuries, move cars out of harm’s way. Leaving

cars parked in the middle of the road or at

a busy intersection could cause additional

accidents. If the cars cannot be moved, remain

in the vehicle with your seatbelt fastened until

help arrives. Turn on hazard lights and set out

cones or flares if possible.

4. Do not discuss the accident. Do not admit

liability or fault. Your insurance company will

investigate your claim as to the determination

of fault, based on interviews and evidence

discovered during their investigation.

5. Contact the police. File a report. By doing

so, you can document the occurrence and

happenings, which could protect you from

liability claims and potential legal action.

6. Exchange information. After the accident,

gather the following information from all parties

involved: name, address, license plate numbers

and insurance identifications.

7. Document the accident. Collect information

as to witnesses of the accident and their names,

addresses and phone numbers. Check over the

vehicles involved and note prior damage that

was not related to this particular accident.

If you have a camera or cell phone on hand

take pictures of the damage.

8. Contact your insurance company.